Across the United States there is a drought in the real estate market. In most cities across the United States, there are more homes for sale than there are buyers. Although the real estate market is depressed, now is a good time for those with money to find many...

The most important aspect in real estate is location. You’ve heard it all before: Location, location, location. Location has everything to do with the real estate value. For this reason, it is important for any buyer to give the location of the property they are...

Those who are thinking of real estate investing in Florida can find many different types of properties priced way below market value. Although the real estate market in Florida is depressed, now is an excellent time to buy cheap, hold onto the property for a while,...

There are many areas in the Midwest, particularly in Chicago, where housing prices have dropped. This is mostly due to the fact that there are simply more homes on the market than there are buyers. It’s the simple concept of supply and demand - Economics 101. (...)

Mortgage lenders usually require a larger down payment when mortgaging rental properties. In most cases, investors have to put 50 percent of the total cost of the property as a down payment. Some lenders, however, ask for less money down. (...)

Banks and mortgage companies are not in the real estate business. For this reason, banks and mortgage companies often try to sell foreclosed properties quickly to recoup their loss. In most cases, individuals can purchase foreclosed properties for the amount of the...

In many cases, those selling a handyman’s special will not allow a home inspection. The homes are usually advertised “as is” which means that there are substantial repairs needed. If you are getting a mortgage, chances are your mortgage lender will want to...

Most people who purchase homes want a home that is in pristine condition. Most people do not want to move into a home unless it meets their specifications. Very few people eagerly move into a home that needs a lot of work. (...)

Contractors usually make about twenty percent of the total sales price of a home. This money can easily be transferred to an investor who acts as his or her own general contractor. Contracting a home to build is not easy, but it can save an investor homeowner quite...

Financial derivatives are valuable tools that counterbalance the risk factor associated with any form of monetary transaction between two parties. Pension plans and mutual funds constitute as two of the most common examples of financial derivatives in present times.

While quite a bit of time and research goes into selecting stocks, it is often hard to know when to pull out – especially for first time investors. The good news is that if you have chosen your stocks carefully, you won’t need to pull out for a very long time,...

When it comes to investing, many first time investors want to jump right in with both feet. Unfortunately, very few of those investors are successful. Investing in anything requires some degree of skill. (...)

Retirement may be a long way off for you – or it might be right around the corner. No matter how near or far it is, you’ve absolutely got to start saving for it now. However, saving for retirement isn’t what it used to be with the increase in cost of living and...

Along the way, you may make a few investing mistakes, however there are big mistakes that you absolutely must avoid if you are to be a successful investor. For instance, the biggest investing mistake that you could ever make is to not invest at all, or to put off...